From The Progressive Populist
Did President Obama tell a whopper when he told voters in 2012, “If you like your health plan, you can keep your health care plan”?
The White House clearly knew that some people would lose their health plan, and even though the combination of state-run healthcare exchanges and tax subsidies would offer most a better deal, some insurance customers inevitably would be upset. So the President should have included a disclaimer that “you can keep your insurance unless it is a junk policy that does not meet minimum standards for meaningful coverage of hospitalization or chronic health problems. In that case, no, you won’t be able to let the insurance company swindle you any more.”
A good example of the disclaimered class is Donna Barrette, a 57-year-old Florida real estate agent who was paying $54 a month for Blue Cross insurance. She was upset when she got a letter that her plan would be cancelled as of Jan. 1, 2014. Blue Cross offered a replacement plan at $591 a month, which she said was unaffordable at her salary of $30,000. CBS News depicted her as a typical case of “Obama taking my insurance away.” But other reporters found that Barette could get cheaper plans on the state healthcare exchange, with tax credits paying for nearly $320 a month. And Barrette’s old plan was no bargain, paying only $50 per doctor visit, charging her for tests that can run into hundreds of dollars, $15 per prescription, which barely covers generic drugs, and nothing at all for hospitalization, putting her coverage squarely in the “junk policy” category.
Nancy Metcalf of Consumer Reports found that Humana’s Direct Silver 4600/6300 plan, available in Florida at a cost to Barrette of $165 per month, pays for preventive services, the first $500 of diagnostic lab tests and x-rays per year and 100% of expenses after she spends $6,300.
When Jonathan Cohn of The New Republic told Barrette about her options, she said she would jump at it. “With my age, things can happen. I don’t want to have bills that could make me bankrupt. I don’t want to lose my house.” She added, “Maybe it’s a blessing in disguise.”
Republicans have little room to complain about President Obama’s stretching the truth after the GOP has spent the last four years lying about the Affordable Care Act.
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