Bring back the usury laws!

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Friday February 20, 2009 · 5:52 PM PST

2009/02/20 · 17:52

If the republicans are obsessed with putting "more money in people's pockets" and "bringing down the deficit," why don't we decrease the amount credit cards are allowed to charge in interest? We could return to the caps on lending interest rates to what they were 20 years ago.
Wouldn't that solve both probelms at the same time?

lh114

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Sunday February 01, 2009 · 2:46 PM PST

2009/02/01 · 14:46

i don't know if anyone does cooking diaries here anymore. i haven't seen one in a while. I always thought this was worth sharing because I learned it by rumor and I know no one else who does this.

lh114

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Tuesday January 27, 2009 · 6:07 AM PST

2009/01/27 · 06:07

Please excuse the short diary, but I can't find anyone discussing this anywhere.
I think I am becoming obsessed with this question and so far can't get a reasonable answer as to why this is a bad idea.
Unlike the auto industry that has unions and pensions, breaking up the banks wont hurt workers.
We used to have monopoly laws in this country to increase competition (remember when AT&T was broken up into Lucent and other smaller companies?)
Well what would be wrong with doing this with the banks? Probably less jobs would be lost in that industry than are being lost now.

My reasoning below the fold.

lh114

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Tuesday January 13, 2009 · 5:49 AM PST

2009/01/13 · 05:49

I've watched the punditry for the past day about GWB's last press conference and no one seems to have noticed what he chose to call his great mistakes. No one has mentioned the quality of those mistakes so I'm writing it here.

lh114

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Monday November 17, 2008 · 7:24 PM PST

2008/11/17 · 19:24

There is a piece on the rec list about the fact that people without insurance are less likely to get organs than to donate.

Does this suck? Yes.
The diary tells a true story. Some of the comments amount to a stoning of MDs. I don't believe this was the diarist's intent, but the comments are intense.
This problem is not part of some evil doctor conspiracy. It is because the primary criterion for judging who gets an organ transplant is how long the organ may last in the host. That is a fact. If you want to argue the criterion should be different, go ahead.
This is a major ethics issue of our time.
Any new contributions to this discourse are welcome.

lh114

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Wednesday November 12, 2008 · 9:11 AM PST

2008/11/12 · 09:11

I'm listening to Paulson right now, and the biggest problem for Pres-elect Obama will be to fight for control of this country from the newly emerging oligarchy on Wall street.
As of 2 years ago, British insurance companies were unwilling to insure assets in large American investment banks because as they said, [paraphrase] "We are unable to understand their accounting practices."
In those days, it was in the banks interests to look like they had liquidity. Now, it is not in their interest. They are ransacking the federal government with the intent of consolidating their holdings. There was a piece in the NYT about a week ago where a JPMorgan VP was heard on a conference call saying that the money that they will accept from the feds would be used to acquire other banks, not so they will start lending to people or small businesses. Here a link to that piece

lh114

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Tuesday November 04, 2008 · 4:57 AM PST

2008/11/04 · 04:57

I live in NYC so I'm just angry. If I lived in a swing state I'd be really freak out. I changed my voting address months ago and got a card from the board of elections saying they had moved me within the city. I was registered in a new election district. Ok, fine. I got up and out by 6:15am this morning and met a huge line near central Park. I stood in line for about an hour and when I got to the table, I wasn't on the books.

After going to Pennsylvania canvassing and doing GOTV to not be able to vote myself is pretty upsetting.

This is from an article I saw in The New York Daily News a couple of days ago:

..two men.. will be to blame if Tuesday's historic, high-interest presidential election becomes a debacle of long lines and eligibility foulups for New York City voters.
Their names are Frederic Umane (top) and Marcus Cederqvist

lh114

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Friday October 17, 2008 · 10:07 PM PDT

2008/10/17 · 22:07

I love visiting "Pro-America areas of this great nation" -Sarah Palin

This was the banner on the huffingtonpost today.

I have had an anger burgeoning over the past few months that may be turning into a peculiar nationalism for my home town
I am from NYC. I was born and raised here. I have lived here my whole life - on the island of Manhattan. I was here when the World Trade Center was bombed.
This is not a 9/11 diary but it is about this city and how it is treated in national politics. It isn't possible to address this without talking about the bombing to some degree.

lh114

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Monday October 13, 2008 · 8:47 PM PDT

2008/10/13 · 20:47

"We are 6 points down.... The media has written us off.... My friends, we've got them just where we want them." - John McCain, gleefully, at a rally earlier today (Oct 13th). This weird quote apparently makes no sense...

lh114

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Friday October 03, 2008 · 5:48 PM PDT

2008/10/03 · 17:48

I am not an economist. I have a good sense of math and a doctoral degree, but not in economics.
So, feel free to say what I'm saying makes no sense; but if you do, please explain why this is a good idea.

jump...

lh114

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Friday September 26, 2008 · 9:42 PM PDT

2008/09/26 · 21:42

I, like a lot of people here have had problems with Tweety. But what stands out to me and makes me always want to hear what he says is his poetic Welsh soul.
Ater the debate Tweety became enraged that McCain suggested that any vet could have "died in vain." He said that was a bad , unpatriotic idea. He is right. The soldier does not choose the war. He/She serves their country.

I didn't think of that when McCain made that point. That is why I appreciate Tweety. It takes a Welsh poet to see that as a primary issue in the debate.

No one, including McCain, should say our troops died in vain.

jump....

lh114

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Friday September 26, 2008 · 6:10 AM PDT

2008/09/26 · 06:10

Anyone want to bet that McCain shows up late tonight?

This is would be classic McCain.

It would be very splashy, and though we would feel he looked like a dramatic asshat, McCain would think it would be Mavericky.
The danger of this insane rude ploy would be that he would be on offense again.
McCain knows a shorter event would be better for him. There would be less of a chance he would actually have to say something substantive.

Just to be clear, I have no evidence the McCain campaign has even thought of this.

It just seems to me like a scenario we should have a plan for.

jump...

Poll

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Will John McCain show up to the debate...

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Will John McCain show up to the debate...

on time

21 votes

never

12 votes

late, wearing a lone ranger costume

23 votes

late, after getting lost

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pie

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Bring back the usury laws!

How to make the best Pasta ever.

Why can't we break up the banks?

The appearance of mistakes

"Immoral" Organ transplant: response to the comments.

Wall Street rant with some tin foil

I had to file a provisional ballot! I'm PISSED OFF!

Is Ground Zero a Pro-America area?

McCain's glee over 6 points down.

SEC to lift the ban on short selling

In support of Tweety

Will McDrama show up late to the debate?